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Frequently Asked Questions

Can I get a second opinion if I live in a city where you do not have an office?

Yes. You can receive a second opinion if you live anywhere in Canada without ever having to leave the comfort of your own home or office. Many of our clients in fact do not live in a city where we have an office. Your initial consultation will take place over the phone and your personal and investment information can be sent to us via fax, email or regular mail. We will complete your report and send the results to you by courier. After you receive the report we schedule a telephone discussion to review its contents and findings. The high quality of our advice remains the same whether we meet face to face or over the telephone.



After I have sent in my personal and investment information, how long does it take to receive my second opinion?

After we conduct your initial consultation and receive all of your personal and investment information, you can expect to receive your report within two weeks.



When I get my Second Opinion report can I show it to my financial advisor?

Your Second Opinion report is designed to help educate, enlighten and empower you to achieve financial freedom and security by whatever means and with whomever you think is necessary to do so. Feel free to share its contents and findings with your financial advisor and/or anyone else you rely on for financial and investment advice.



If I need to change advisors can you provide me with a referral in my neighborhood?

We are familiar with the work of money managers and advisors in many but not all areas. If you live in the Greater Toronto or Southern Ontario areas, we have files on many competent advisors. However, although it is constantly growing, our list of resources in other areas of the country is limited.



I have investment proposals from two different brokerage firms. Can you compare them and help me choose which one is the best for me?

Yes. Cross-comparison is one of the things we do best.



I am a do-it-yourself investor. What service can you offer me?


Many of our clients are do-it-yourself investors. For you, we act as an experienced and unbiased sounding board. We can also provide guidance in implementing the suggestions we give to improve your portfolio.



If I have too many income trusts can you tell me which ones I should sell?

No. We do not make recommendations on specific securities to be bought and/or sold.